In the last 60 days 21 houses Sold.  Average sales price was $987,855, low $549,000 and the high was $2,199,000.  Average market time was 56 days.

If you’re looking for a home in Carmel Valley (92130) you need to contact with a Realtor who will help you to see houses, to know the history and market info for any listings and to get all the new listings.
 Want to know the difference betweeen asking and sold prices? or How low can you go on an offer?  Contact me to set-up a buying or selling plan.
Janet McCarthy
Connet Realty
jmccarthyhomes@gmail.com
858-243-5719
www.BestSanDiegoHomesGuide.com
]]> http://bestsandiegohomesguide.com/2012/05/10/carmel-valley-homes-for-sale-market-report/feed/ 0 Janet McCarthy Carmel Valley San Diego Carmel Valley New Homes for Sale Torrey Pines High School http://bestsandiegohomesguide.com/2012/04/11/5-bedroom-house-for-sale/ http://bestsandiegohomesguide.com/2012/04/11/5-bedroom-house-for-sale/#comments Wed, 11 Apr 2012 21:12:28 +0000 Janet http://bestsandiegohomesguide.com/?p=433 ]]>

Classic Rancho Penasquitos 5 bedroom House for sale.

Upgraded with over $40,000 of improvements. New entry doors, chandelier and wood floors.

Kitchen has new granite counters, new cabinets, new appliances – oven, stove, microwave, dishwasher and the refrigerator is included.

Private easy care   backyard with green grass, flowers and a view.

Patio area directly off kitchen with patio table, four chairs and umbrella.

All Included!

Summer is coming and you will have the perfect place to BBQ or simply enjoy your morning cup of coffee.

5 bedrooms, 2 full baths with a bedroom and bath downstairs.  Upgraded throughout with new paint, carpet, tile, bathroom fixtures and more.

Open House April 14 & 15 1-4pm

One of the very best opportunites in Rancho Penasquitos part of the Poway Unified School District. Walk to Rolling Hills elementary school and park.

Contact me today to schedule a showing or visit the Open House April 14 & 15 from 1-4pm

Janet McCarthy

Connect Realty

jmccarthyhomes@gmail.com

www.BestSanDiegoHomesGuide.com

HARP Guidelines

• You are current on your mortgage payments (and haven’t been late in the last 6 months)
• Your home value has decreased
• Your first mortgage exceeds the current market value of the home
• Your loan is owned by Fannie Mae or Freddie Mac.

HAFA Short Sale updates:

1. Effective June 1, 2012, however lenders may implement them sooner
2. Open to investor properties as well as owner occupied homes
3. Second liens are now paid up to $8500-previously capped at $6000
4. Eligibility reviews completed within 30 days of submission
5. 31% payment critieria eliminated
6. Program extended through 2013
7. Less credit report damage and can buy another house sooner

HAFA provides homeowners with a protection against future liability for the mortgage debt and eliminates the lender asking for a promissory note or cash contribution from the seller.  Seller’s also receive $3000 paid at closing to help with relocation expenses.

Act now to save your credit, get $3000 for your relocation expenses and end your worries – short sale your home and begin the road to recovery.

Contact Janet McCarthy

www.BestSanDiegoHomesSearch.com

jmccarthyhomes@gmail.com

858-243-5719

Short selling your home is a difficult decision, but getting a fresh start is a wise choice-especially when HAFA provides these important protections and benefits.

Down Payment Assistance Offered By the City of Escondido

First time home buyers have many programs available that will help them with the down payment, often the biggest stumbling block when buying a home.  The City of Escondido offers  5% down payment assistance for first time home buyers.  The requirements are simple  -

2. You DO NOT need a down payment. Escondido will give you 5% down and we will get you an FHA 1^st 30 year fixed mortgage for 95%.

3. Escondido allows borrowers to make up to 120% of the median income for San Diego County to qualify.

 No need to worry about closing costs, because buyers can receive up to 3% closing costs assistance.  

There are NO payments that need to be made on the 5% down from Escondido or the 3% from the state. You do not have to pay the down payment assistance back until you sell the property. If you never sell, you never have to pay the down payment assistance back! For Veterans we can also structure this with a VA loan 1^st mortgage.

To see all the homes for sale and find the best deals in Escondido contact me –  Janet McCarthy ( 858-243-5719).  I will set-up a buying plan for you and in no itme you can say good-by to your landlord. Currently, there are 55 homes for sale in Escondido – bank owned foreclosures and approved short sales waiting for buyers to make an offer. 

If you are interested in learning more about all of the hidden grants and down payment assistance programs available to home buyers in San Diego County – please contact a specialist at www.sandiegodownpayment.com, or www.SoCalFHAHomeloans.com or www.SoCalVAhomeloans.com.

Many homeowners looking for ways to avoid foreclosure spend countless hours on telephone calls or writing letters and emails. Usually they are left waiting for a reply or given another number and a new name to search.  If you are trying to avoid foreclosure don’t miss this special opportunity to meet with your lender face-to-face and get answers and help.

Hope Now is a partnership between lenders and non- profit housing counselors.  Their mission is to reach out to and to attempt to assist homeowners who may be having difficulty paying their mortgages.

Homeowners who attend the event will have the opportunity to meet with their lender or a housing counselor to discuss possible alternatives to foreclosure.                                           

The event is Thursday Oct. 20th, 2011 at the QLN conference center – 1938 Avenida del Oro, Oceanside, Ca. 92056 Exhibit Hall from 11:00am to 7:30 pm

• Please bring all necessary mortgage  and financial documents
• Monthly mortgage statements
• Two most recent pay stubs
• Documentation on all income you receive from other sources ( alimony, child support, social security, etc.)
• Most recent bank statements & utility bills with your name and address.

If you want to know how to avoid foreclosure, If you want to know what you options are and if you want to get answers, than plan ongoing to the event.  If you need to short sale your house I can help by listing it for sale and working with the bank to get short sale approval.  I can also get your home sold fast – in as little as two weeks!  Contact me now and learn how to avoid foreclosure.

Janet McCarthy

Connect Realty

jmccarthyhomes@gmail.com

858-243-5719

If your San Marcos college student is getting ready to live off campus, buying a rental property or condo may be an option worth considering.  San Marcos is the home of two colleges – Palomar College and California  State Univeristy at San Marcos – CSUSM.  Of        course, with high rental costs and the opportunity to create a tax shelter for your hard earned money, this is a strategy many parents have found to be beneficial.

An investment property is an excellent opportunity to put your money to work for you, and may even help offset some of the income invested into your child’s education.  However, there are various factors you should consider before making any final decisions.

1. Long term goals – Although appreciation rates may be favorable, it is important to discern how long you intend to keep the property.  Within a few years your son or daughter will be finished with their education, and you will still be left with a property to care for.

Some individuals would rather keep the home as an investment and continue to rent the property out to new students.  San Marcos has two colleges; Palomar college and CSUSM.  Palomar is a two year college and CSUSM is a 4 year college that is growing at a rapid pace.  Only CSUSM has dormitories and they are very limited.  Students must live in a house, condo or apartment in San Marcos and the rents are high.  Average rent is $1800/mo for a three bedroom condo. San Marcos has a steady demand for rental housing and the rates will continue to rise as student enrollment increases. CSUSM just post a 10% increase from 2010.

2. Maintenance & management – Next, purchasing a rental property is a big investment, so you want to ensure that your property is kept in good condition.  Although your son or daughter may be extremely reliable, you may need to consider other friends or roommates that will have to share in on the rent.

3.  Cash flow & taxes – After carefully reviewing the first 2 points, you may still feel that a rental property for your student is well worth the investment.  If this is the case, then there are a few things you must know about finances.

First of all, be sure that you are buying smart.  Work with a qualified agent who knows the area and can help direct you to the best deals.  They will be able to help you figure out projected rental income and appreciation rates as well.

Buying a San Marcos college condo  for your college student can be a wise real estate investment for you and your family.  Interest rates have dropped, prices have dropped and sellers are highly motivated.  Save thousands of dollars by buying a condo for your college student.  Contact me today at jmccarthyhomes@gmail.com and I will set-up a custom investment plan.  Currently, I have a two bedroom condo asking price is $130,000 and it rents for $1700/mo.  Closing costs are paid by the seller.  Immediate cash flow.  Learn my secret technique to a low down payment.

Did you know that according to Realtor.com only about .8% of Realtors are actually using video marketing for their business? Plus, when considering that almost 90% of people are now using the internet for real estate based searches, wouldn’t it only make sense that your listing agent should include this as a part of their real estate marketing strategy? However, embracing change is not always easy to do, and many real estate professionals are still relying on traditional marketing methods to sale your home even though the future of real estate is online. Therefore, by listing with us you can rest assured that we will make video marketing a priority to ensure you gain top exposure and receive the fastest and best offers possible on your home.

Step 1: Creating Video Content

The first step in  preparing video content for your listing will be to create a virtual tour of your entire home. We will be sure to highlight all the perks and benefits of your home and the surrounding neighborhood as well. Additionally, we can include information about your school district(s), local businesses, as well as other recreational activities. Feel free to share any other ideas you may like to include as a part of the marketing strategy, and we will be happy to accommodate where we can.

Step 2: Optimizing Your Content

As experts of video syndication and online marketing tactics, we have access to various tools and strategies that will ensure you are receiving maximum exposure for your home to get it sold fast. Some of these techniques include:

• Uploading to Youtube and other video marketing directories
• Including videos within written article content and submitting to various platforms
• Creating a property specific landing page and/or mobile website with your virtual home tour
• Feeding listing data to social media pages, the MLS and other property marketing sites

We have found that videos tend to really engage prospects more and help them to get a better feel for the home and neighborhood before even scheduling a showing. Plus, you are more likely to attract qualified buyers following this plan as well.

Step 3: Call to Action

Finally, we also ensure that there is always a unique call to action within every one of our videos, in order to capture important contact information for future follow-up. This is an area that many agents can neglect, which can drastically impact your chances for success. Therefore, we make it a point to always direct each prospect to some form of lead capture, so that we are able to build a relationship and ensure that we never miss a possible opportunity. In other words, people are much more likely to share their information than take the time to call. Can you now see the power behind using video marketing to sale your home? Since creating video is so simple and can greatly enhance your chances for selling, we encourage you to contact us when ready to sale your home in order to learn more about our comprehensive online marketing strategies.

How to Sale your Home  

It’s harder than ever to sale your home in today’s market of short sales and foreclosures and buyer skepticism.  If you are thinking about selling your home you need/must have an aggressive, comprehensive marketing plan that will focus on the online buyer, attract a lot of attention and make your home stand out from the crowd.  Contact me today for a free consultation and learn how you can get your home sold fast and for top dollar.

Janet McCarthy

Connect Realty

858-243-5719

jmccarthyhomes@gmail.com

Habitat for Humanity builds homes, restores homes and helps strengthen communities.  This big goal is achievable through donations of both time and materials.  The end result is a new home for a family that might not otherwise be able to own a home.  It’s a vision that transforms both the volunteers and the home recepents by showing how powerful the spirit of giving can be.  A major part of the effort is building supplies which are often donated or acquired at a reduced priced.

The Habitat for Humanity ReStore sells new and used donated building stores at a greatly reduced price and uses the income to fund building projects.  The San Diego ReStore is located at 10222 San Diego Mission Road and it’s having their semiannual sale Sept 25, offering 30 percent to 70 percent off already low prices.

If you are thinking about remodeling your kitchen, bathroom, tiling, or doing any improvments around the house then head on over to Habitat for Humanity ReStore on Sept 25th and find a bargain that will help you save money and help others build homes.  It’s a very good thing. 

ReStore’s semiannual sale is Sept. 24th

10222 San Diego Mission Road,

Saturday 9am to 7pm

Saving money on home repairs needed before marketing your home will help you sell your house faster and for more money.  If you’re thinking about selling then contact me ASAP.  We need to put together an aggressive marketing program to get it sold fast before the end of the year.  Few houses sell in Nov and Dec. so act now and get it sold fast.

Janet McCarthy

Connect Realty

858-243-5719

jmccarthyhomes@gmail.com

Selling your home fast doesn’t have to be an impossible endeavor.  In fact, even in today’s market you can still command a very reasonable price on your home within 90 days or less.  If you want to sell your home ast follow some proven steps that we’ll outline below, your turn around time could be much faster than expected.

After Labor day the buyer market changes considerably and if you need to sell your home – you need to sell it fast. So let’s dive in on some basic strategies that you can implement today to gain the most favorable results:

 How to sell your Home

Staging

Staging, or “restyling,” is a way of professionally preparing a house for sale, and it’s changing the way homesare marketed today.  According to The Times, “Staging can increase prices from two to 10 percent in a moderate market and up to 50 percent in hot markets or for luxury homes.” If your home doesn’t look like a model home than you should consult a Stager.  The results are dramatic and will get your home sold faster.
I love this before and after picture from Torontorealtyblog.com, It really proves what a difference staging can make.

 Additionally, people want to be able to picture themselves living in your space and visualizing where their own possessions will go.  So you need to clear out space and remove clutter, especially from public areas and closet spaces.  In fact, it is said that at least a 1/3 of your own items should be placed somewhere else other then the home you are trying to sell.  According to HomeGain’s annual survey decluttering can yield a whopping $1990.00 return on a small $290 investment.

Finally, maximize the use of lighting and make sure the house is spotless.  Most importantly, this goes for the kitchen and bathroom spaces which tend to endure a lot of wear and tear.  Patch any areas that need touch ups with some spackle, paint and caulk.  

 How to sell your home

Cut the price

 If you’re in a situation where you are moving for example, and want to be rid of your property ASAP, then consider starting your listing price at about 10% below its estimated value.  It’s better to start a little lower up front if you want to attract the attention of buyers and get quick offers.

This can also work much more effectively then dropping the price incrementally overtime.  In fact, the latter can even be harmful, because it may create the perception that nobody wants your property.  So make your listing competitive and be ready to entertain some early offers.

How to sell your home fast

 Do Your Research

People like things in writing.  Therefore, spend a little extra money to get an appraisal and inspection ahead of time, which you can offer at each showing.  This will build confidence with your buyers, since you will be providing the hard facts up front and you will show there is nothing to hide.

If you want to go the extra mile, you can even include receipts and/or documentation of repairs done on the home, as well as any new appliances that may have been purchased.  Your agent may also want to include information and statistics on the neighborhood as well.

How to sell your home fast -

 Hire A Real Estate Agent With Proven Results

Did you know that about the top 10% of agents produce 90% of the results?  Therefore, why hire a Realtor that can’t follow through on their commitment to sell, especially when time matters most?  You need a team to work on your side that knows your market and can command the best price for your home in a short period.

Also, it is vital that your agent has expertise in marketing your home both with traditional methods and using online strategies for maximum exposure.  Because information travels so quickly on the internet, it is crucial that you have property tours, videos, listing information, etc. submitted to all the top traffic producing sites.  This will attract a high amount of responses and will help the word to travel quickly. 

Thus, allow us to prove our ability to help you sell within the next 90 days or less by calling us today.  During our private consultation, we will show you quantifiable results along with a comprehensive marketing process that has helped other homeowners just like you get the results they desired.  We look forward to earning your business!